Extra Protection for Life’s Unexpected Moments
Life is unpredictable—and even the most comprehensive auto or homeowners insurance policy has limits. At South Shore Insurance, we offer personal umbrella insurance to provide an extra layer of liability protection when the unexpected happens. Because when it comes to safeguarding your future, peace of mind is priceless.
What Is Umbrella Insurance?
Umbrella insurance is a type of supplemental liability coverage that kicks in when your underlying insurance limits (such as home, auto, or boat) are exceeded. It helps cover:
- Injuries or property damage you’re legally responsible for
- Legal defense costs, even if you’re not found liable
- Lawsuits stemming from car accidents, property incidents, or personal liability claims
- Liability claims related to rental properties
- Protection for libel, slander, or defamation claims
In short, umbrella insurance helps protect your assets—including your home, savings, and future earnings—if you’re involved in a major claim or lawsuit.
Who Needs Umbrella Coverage?
You don’t have to be a millionaire to need umbrella insurance. If you:
- Own a home, rental property, or pool
- Have a teenage driver
- Host guests frequently
- Own recreational vehicles or watercraft
- Travel often or post regularly on social media
- Want greater peace of mind in a litigious world
…then an umbrella policy could be a smart, affordable way to safeguard your financial security.
Fill in the Form to Receive a Quote Today
Affordable, Comprehensive Protection
Many people are surprised to learn how affordable umbrella insurance can be. For a relatively low annual premium, you can get $1 million or more in additional liability coverage. And since it works in tandem with your existing auto, home, or watercraft policies, we’ll make sure everything integrates seamlessly.
At South Shore Insurance, we work with top-rated carriers to find the best coverage at competitive rates—customized to your lifestyle and risk exposure.
Why Work With a Local Agency?
As a boutique agency based in Stuart, Florida, we pride ourselves on providing personalized service that large, impersonal call centers simply can’t match. Our team lives and works in the same community we serve. We know our clients by name—and we take the time to understand your goals, concerns, and unique coverage needs.
Agency owner Jennie Lanman, a proud mother of three and longtime Stuart resident, believes in building lasting relationships, not just writing policies. Whether you’re protecting your family, your assets, or your peace of mind, we’re here to help you make confident, informed decisions.
Let’s Talk About What’s Next
It only takes a few minutes to explore whether personal umbrella insurance is right for you—and the protection it offers can last a lifetime.
Call us or request a quote today.
Let’s make sure you and your family are fully protected, no matter what life throws your way.
