Drive Your Business Forward with Confidence
If your business owns, leases, or uses vehicles for work purposes, Commercial Auto Insurance is essential. Accidents happen every day on Florida roads—and if they involve your business vehicle, the financial fallout can be significant.
At South Shore Insurance, we provide reliable and affordable commercial auto coverage designed to protect your business, your employees, and your bottom line.
What Does Commercial Auto Insurance Cover?
Unlike personal auto insurance, commercial auto policies are designed to cover the unique risks businesses face on the road. Key coverage options include:
- Liability Coverage – Protects your business if you’re at fault in an accident that causes injury or property damage.
- Physical Damage Coverage – Pays for damage to your company vehicle due to collision, theft, vandalism, or natural disasters.
- Medical Payments – Covers medical expenses for your driver and passengers.
- Uninsured/Underinsured Motorist Coverage – Protects you when another driver causes an accident and doesn’t have enough (or any) insurance.
- Hired and Non-Owned Auto Coverage – Extends liability coverage to employees’ personal vehicles or rented vehicles used for business purposes.
Who Needs Commercial Auto Insurance in Florida?
You should consider commercial auto coverage if:
- You deliver goods or services using a vehicle
- You transport clients or employees
- Your business owns, leases, or rents vehicles
- Employees drive their personal vehicles for business use
- You use your personal vehicle regularly for business activities
Whether you’re a contractor hauling equipment or a catering business making deliveries, protecting your business vehicles is a smart investment.
Customized Policies for Every Industry
No matter your industry, we can customize your policy to fit your business operations and budget. Our agents work with top carriers to find the best coverage options for:
- Contractors and construction companies
- Landscapers and cleaning services
- Delivery and courier businesses
- Real estate professionals
- Nonprofits and churches
- And more.
Get on the Road with Confidence
Let us help you find the right commercial auto insurance policy for your Florida business. Whether you operate a single vehicle or a fleet, we’ll make sure you’re covered wherever the road takes you.
Contact us today for a quote on commercial auto insurance!
