Protect Your Home and Future from the Rising Risks of Flooding
Living in Florida means sunshine, beaches, and beautiful waterways—but it also means increased risk of flooding, especially during hurricane season and heavy rain events. At South Shore Insurance, we help homeowners and renters protect what matters most with reliable, personalized flood insurance coverage.
Why You Need Flood Insurance in Florida
Flooding is the most common and costly natural disaster in the United States—and standard homeowners insurance does not cover flood damage. Even if you’re not in a designated flood zone, your home can still be at risk. In fact, over 25% of flood claims come from properties located outside of high-risk areas.
Flood insurance is essential for covering:
- Structural damage to your home or building
- Damage to your foundation, flooring, walls, and appliances
- Loss of personal belongings, furniture, and electronics
- Cleanup costs and debris removal
- Temporary living expenses in some cases
Tailored Coverage for Coastal Living
As a boutique insurance agency based in Stuart, we live the coastal lifestyle just like you. We understand the unique flood risks that come with living near the water—whether you’re on the river, by the beach, or inland. Our team will assess your location and needs to recommend the right flood coverage for your property.
We offer policies from both the National Flood Insurance Program (NFIP) and select private flood insurance carriers, giving you options in:
- Coverage limits
- Premium pricing
- Waiting periods
- Additional protection not available through NFIP-only plans
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Local Service, Real Relationships
At South Shore Insurance, we’re not a call center. We’re your neighbors—local professionals who care deeply about protecting our community. Our agency owner, Jennie Lanman, is a Stuart resident, boating enthusiast, and mother of three who understands the challenges Florida families face. With deep roots in this community, we offer flood insurance with the insight only a local agency can provide.
We guide you through the entire process—from understanding flood zones and elevation certificates to choosing the right policy for your home, condo, or rental property.
Peace of Mind Starts Here
Whether flood insurance is required by your mortgage lender or simply a smart choice for your peace of mind, South Shore Insurance is here to help. We’ll make sure you have the right protection in place before the next storm season hits.
Call us or request a personalized flood insurance quote today.
We’ll help you stay above water—financially and emotionally—when it matters most.
