Commercial General Liability Insurance

Protecting Florida Businesses with Smart, Reliable Coverage

Running a business in Florida comes with exciting opportunities—and a fair share of risks. From slip-and-fall injuries to accidental property damage, even one incident can result in a costly lawsuit. At South Shore Insurance, we’re here to help you protect what you’ve built with comprehensive Commercial General Liability Insurance tailored to your business needs.

What Is Commercial General Liability Insurance?

Commercial General Liability (CGL) Insurance is foundational coverage for any business. It helps protect your company from financial loss due to claims of:

  • Bodily injury to a third party
  • Property damage caused by your business
  • Personal and advertising injury, such as libel or slander
  • Medical payments, regardless of fault
  • Legal defense costs and settlements

Whether you’re a contractor in Tampa, a boutique owner in Sarasota, or manage a restaurant in Fort Myers, liability coverage ensures your business can continue to operate—even in the face of unexpected claims.

Why Florida Businesses Need Liability Insurance

Florida is one of the most litigious states in the country, making liability protection more important than ever. At South Shore Insurance, we understand the local laws, climate challenges, and industry risks that Florida businesses face every day.

Our policies are designed to help you:

  • Meet state and client contract requirements
  • Avoid devastating legal costs
  • Operate with peace of mind
  • Protect your brand and reputation

 

Who Needs Commercial General Liability Insurance?

CGL insurance is essential for a wide range of businesses, including:

  • General contractors and tradespeople
  • Retail stores and salons
  • Restaurants, cafés, and food trucks
  • Office-based professionals
  • Real estate agencies
  • Nonprofits and community groups

If your business interacts with the public, works on someone else’s property, or advertises services—you need liability insurance.

Get a Free Quote Today

Don’t wait until after a claim to find out you’re underinsured. Let South Shore Insurance help you get the right coverage for your business—quickly and affordably.

Fill in the Form to Receive a Quote Today

For most accurate quoting, please upload:

  • Most recent Home and Auto declarations pages
  • Wind Mitigation report
  • Four Point Inspection report

If you do not have these documents or information available, don’t worry, we will get started and then contact and assist you with gathering what you need!