Protecting Your Home, Your Family, and Your Peace of Mind
At South Shore Insurance, we understand that your home is more than just a place to live—it’s one of your most valuable investments. That’s why we’re committed to helping Florida homeowners protect their properties with coverage that’s both comprehensive and affordable.
Why Homeowners Insurance is Essential in Florida
Living in Florida means enjoying sunshine, beautiful coastlines, and a vibrant lifestyle—but it also comes with unique risks like hurricanes, flooding, and high wind events. Homeowners insurance is designed to protect you from financial loss due to:
- Storm damage (including hurricanes and wind)
- Fire, theft, and vandalism
- Water damage (non-flood related)
- Liability for accidents on your property
- Damage to detached structures (garages, sheds, fences)
- Additional living expenses if your home becomes uninhabitable
Customized Coverage for Every Florida Home
Not all policies are created equal. At South Shore Insurance, we tailor coverage to your specific needs, factoring in your home’s location, age, structure, and your personal assets. We’ll walk you through coverage options, including:
- Dwelling Coverage – Protects the physical structure of your home.
- Personal Property Coverage – Covers belongings like furniture, electronics, and clothing.
- Liability Protection – Protects you if someone is injured on your property.
- Loss of Use – Helps with living expenses if your home is temporarily uninhabitable.
- Optional Endorsements – Including coverage for high-value items, screen enclosures, or sewer/drain backup.
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We’re Local. We’re Personal. We’re Here for You.
As a locally owned, boutique insurance agency based in Stuart, Florida, we offer something large call centers can’t—personalized service from agents who live in the same community as you. We know what it takes to insure a Florida home because we live here too. We love the coastal lifestyle and understand the unique insurance challenges our clients face.
With our deep roots in the area and relationships with top-rated insurance carriers, we help you find the right policy at the best possible rate—without compromising on coverage.
Get a Quote Today
Whether you’re purchasing a new home, refinancing, or reviewing your current policy, we’re here to help. Our knowledgeable team will guide you through the process, answer your questions, and make sure you’re properly protected.
Let’s make sure your home—and everything in it—is covered with confidence.
